Many ways to call
the ocean home
From full ownership to flexible rentals — discover the residential cruise program that fits your lifestyle, budget, and dreams.
Full Ownership
Purchase your residence outright with full ownership rights. You own the property and can resell it, pass it to heirs, or rent it out when not in use.
Ideal for
Those seeking a permanent home at sea with full property rights and long-term investment potential.
- Full property ownership with deed
- Freedom to resell at market value
- Can be passed to heirs
- Rent out when not aboard
- Vote on ship decisions (some cruise lines)
- Personalize your residence
Term-Based Ownership
Own your residence for a set period — typically 5, 10, or 15 years. A lower entry point with the option to renew or upgrade.
Ideal for
Those who want ownership benefits without committing to a lifetime purchase.
- Lower entry price than full ownership
- 5, 10, or 15-year terms available
- Often renewable at end of term
- Same residence benefits during term
- Pathway to full ownership
Endless Horizons
One upfront payment gives you lifetime guaranteed access — with NO monthly fees ever. You don't own the residence outright, but you have guaranteed access for life.
Ideal for
Those who want predictable costs and prefer a 'pay once, cruise forever' model.
- One-time payment for lifetime access
- NO monthly fees — ever
- Guaranteed cabin access for life
- All meals included
- Friends & family can visit
- Simpler financial planning
Fractional Ownership
Own a fraction (typically ½ or ¼) of a residence and share usage time with other owners. A great way to access residential cruising at a fraction of the cost.
Ideal for
Those who want ownership benefits but only plan to live aboard part-time.
- ½ or ¼ ownership shares available
- Scheduling assistance provided
- Lower cost than full ownership
- Share with friends or family
- Pro-rated monthly fees
- Still enjoy all ship amenities
Rental Programs
Rent a residence for a specific period — from one month to a full year or more. Perfect for experiencing residential cruising before committing.
Ideal for
First-timers wanting to experience the lifestyle, or those who prefer flexibility over permanence.
- Monthly or annual terms
- No long-term commitment
- Experience the full lifestyle
- Often includes meals & amenities
- Flexible start dates
- Can upgrade to ownership later
Quick comparison
See how the main program types stack up.
| Feature | Full Ownership | Term | Endless Horizons | Rental |
|---|---|---|---|---|
| Upfront Cost | $$$$ | $$$ | $$$$ | $ |
| Monthly Fees | Yes | Yes | No | Included |
| Can Resell | Yes | Limited | No | N/A |
| Lifetime Access | Yes | Term Only | Yes | No |
| Build Equity | Yes | Limited | No | No |
| Flexibility | High | Medium | High | Very High |
How to choose the right program
What's your budget?
Under $150k → term ownership or rentals. $150k–$500k → term or Endless Horizons. $500k+ → full ownership or premium programs.
Full-time or part-time?
Full-time → ownership or Endless Horizons. Part-time → fractional programs. Trying it out → start with a rental.
Do you want to build equity?
Yes → full ownership builds real equity. No → Endless Horizons or rentals offer lifestyle without ownership concerns.
How do you feel about monthly fees?
Hate them → Endless Horizons (zero fees). Okay → traditional ownership. Want predictability → all-inclusive rentals.
